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Purchase costs when buying a property in Spain


Here in Spain the purchase costs, on-costs as they are known locally could be between 10% and 17% over and above the purchase price depending on what part of Spain you are are looking at. Here in Almeria it is 10% on-costs on an average sale unless you require a mortgage and then you need to add between 1or 2% extra for bank set up fees.

Spanish Property Choice Real Estate S.L. Specialise in both inland and coastal properties in the Almeria region!

We advise our clients to add 10% onto any purchase price which covers - 8% Transfer Tax, Notary Fees, Land Registry Fees and Solicitors Fees. If you decide to leave POA with a solicitor their fee is between 120€ and 150€ on average.

However there are 3 purchase price level structures that came into force in January 2012 and updated in 2016.

1) Up to 400,000€ your transfer tax is 8%.

2) From 400,001€ to 700,000€ it is 9%

3) From 700,001 and above is 10%

So for example if your property price is €100,000 it could cost €108,000 (or more) by the time you complete and take possession of the property.

This is an example below of puchase costs for one of our properties. All properties on our website have a full breakdown of costs on each property listing to help your search.



LET US DO THE WORK FOR YOU.... When you contact Spanish Property Choice and The Garners all you need to do is give us our full criteria and your overall budget! We will then source properties to match.

hope this information is of help to you in your search so that right from the start you clearly understand how much a property will cost you, what price bracket can you look at.


The information above is provided to Spanish Property Choice by a 3rd party source.

It is important for you to clarify the purchase costs prior to any offers on a property. Spanish Property Choice can not be held responsible for any matter related to this information provided on here as general advice!


Disclaimer: The information provided by Spanish Property Choice S.L. on our website www.spanishpropertychoice.com is for general informational purposes only. All of the information on our websiteis provided in good faith. We take every care and precaution to ensure that information published on this website is accurate when posted and regularly updated, however Spanish Property Choice S.L. cannot be held liable for its accuracy or timeliness and Spanish Property Choice S.L may change the information at any time without notice. Spanish Property Choice S.L make no representation or warranty of any kind, express or implied, regarding accuracy, adequacy, validity, reliability, availability or completeness of any information on the website or mobile applications either directly or indirectly including any other website linked to it. You must not rely on the information on the website and you acknowledge that you must take appropriate steps to verify this information provided with your legal representative prior to acting on it.